About Cerberus Special Risks

Cerberus Special Risks is an Australian insurance Broking House based in Sydney, Australia. We are licensed and regulated by the Australian Securities and Investment Commission (ASIC).

We specialise in unusual and hard to place risks which revolve around people whose work takes them to unstable or extreme environments. Cerberus is one of the few brokers to offer insurance for travelers to these regions.
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Common Questions

Q. Who are Cerberus Special Risks?

A. Cerberus Special Risks is an online insurance broking company that specialises in providing complicated insurance products in a way that is easy for individuals and group buyers to understand. This website provides options for an important range of insurance policies that you should consider purchasing before going to work in potentially dangerous or violent territories.

Q. Can I buy a policy for a friend or relative?

A. No. It's very important that the person buying the policy reads and agrees to the terms & conditions before purchase.

Q. Who are the insurance company behind Cerberus Special Risks Direct?

A. Our policies are underwriten by certain Underwriters at Lloyd's of London. Lloyd's is the oldest recognised insurance market still functioning and they have been writing insurance risks in unstable territories for decades.

Please follow this link to find out more about the Lloyd's market and how it operates; www.lloyds.com

Q. How do I make a claim?

A. You need to visit the How to Claim section of the website to find out what you need to do and details of our emergency service providers.

These common questions and answers do not consider your personal circumstances. To ensure the Cerberus Special Risks Direct policy suits your needs please view the Cerberus Special Risks Policy Wording in detail.

Go to the Common Questions tab at the top of the page to see more questions.

Policy Wording

We recommend that you read and understand the policy wording before purchasing an insurance policy.

View policy wording

Legal Statement

Cerberus Special Risks Pty Ltd (Cerberus) ABN 81 115 932 173 is an Australian Financial Services Licensee (no. 308461) authorised to deal in and provide general advice on insurance products.

This personal accident and overseas medical insurance is underwritten by certain underwriters at Lloyd's (the insurers). Cerberus, a Lloyd's Coverholder, has been authorised by the insurers to act on their behalf in arranging, issuing, varying and cancelling insurance products.

If you need information about this insurance in the first instance, contact Cerberus on the details following. Any advice we provide you is general in nature and is not necessarily appropriate for your individual objectives or needs. You should therefore consider its appropriateness in respect of these issues when considering whether to purchase.

General Insurance Code of Practice

The Insurance Council of Australia Limited has developed the General Insurance Code of Practice (the Code) which is a self-regulatory code for adoption by insurers. Cerberus proudly supports the Code and embraces its objectives of raising the standards of practice and service in the insurance industry. You can obtain a copy of the Code from www.codeofpractice.com.au

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